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Such directions cannot be withdrawn /cancelled except with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will automatically be enabled for the credit score cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.
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If cardholder has account with BRAC Bank, s/he can dial BRAC Bank name middle at and give instruction of debiting cardholder’s BRAC Bank current/savings account to pay bank card invoice. This course of will require PIN verification. The Cardholder could choose not to settle the current steadiness in full, in which case the cardholder must pay at least ‘Minimum Amount Due’ as determined by the Bank once in a while on or earlier than the cost due date.
The Supplementary Cardholder have to be of 18 years of age or over. The issue of the Supplementary Card shall be subject to such Terms and Conditions, which the Bank may deem necessary. The cost by the Cardholder of any sum to the Bank in respect of any Statement of Account shall represent binding and conclusive evidence of the acceptance by the Cardholder of the entries shown on that Statement of Account.
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The Bank screens the chance of using the Card within the High Risk Countries. The Bank will attempt to name the Cardholders to tell them about the possible fraud risk that would emanate from such Card utilization at High Risk Countries and shall search consent from the Cardholder to dam the Card from further utilization. In such circumstances, the Bank shall be entitled to temporarily suspend using the card till additional notice to the cardholder. The Bank will under no circumstances be responsible for any transaction on the cardboard before receiving correct notification of the mentioned loss, theft or disclosure from the cardholder. Credit card invoice could be paid via bKash app.
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The Bank shall have the proper to verify the credit standing of the applicant for the card/or check standing of the Cardholder at any instances as and when the Bank deems fit regardless of him/her. The Bank will instantly comply with disclosure of information to any authority underneath any regulation. The Priority Pass card is not a fee card nor it’s a proof of creditworthiness and attempts to use it as such could constitute fraud. Fees and costs might apply on the utilization of Priority Pass. If the cardholder misses to pay 4 consecutive EMI funds, the total amount shall be again transformed into outstanding with regular rate of interest.
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The Cardholder undertakes to signal such further doc as may be requested by the Bank from time to time to provide impact to such project and transfer. Information can also be processed for the needs of complying with applicable legal guidelines, including anti-money laundering and anti-terrorism laws and rules and fighting crime and terrorism. This might require the disclosure of information to a Bangladeshi or overseas governmental or regulatory authorities or to some other particular person we fairly think essential for these functions.
In order to ensure financial safety of BRAC Bank cardholders, the bank reserves the proper to restrict card transactions at any explicit service provider on immediate foundation. The restriction is on the sole discretion of BRAC Bank Limited. Periodic evaluate of the restricted merchants is a recurring activity of the bank. Based on the result of such evaluation, the list of allowable/restricted retailers could change.
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In the occasion of the mentioned checking account not having adequate funds on the Payment Due Date or subsequent 2 consecutive days, the Cardholder shall be liable to pay all the Charges applicable along with the Card dues. The Cardholder agrees and confirms that every one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be correct and full. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for reasons of incomplete or incorrect information or for any reason in any way. The Cardholder further agrees and undertakes to tell the Cardholder’s financial institution of the auto debit instructions issued in favor of BRAC Bank and to not close the said checking account without the prior consent of BRAC Bank.
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The Bank reserves the best not to permit worldwide Transactions as much as full restrict assigned for SAARC countries & Myanmar and Non-SAARC international locations in order that the Limits aren’t exceeded within the occasion of exchange rate fluctuations or any unauthorized transactions. The Card isn’t transferrable and its usage is topic to the terms mentioned herein and any further circumstances stipulated by BRAC Bank Limited from time to time. The Cardholder on no account in any respect will allow the Card and/or PIN and/or CVC/CVV and/or OTP for use by another individual. The Cardholder may not pledge the Card as Security for any purpose whatsoever. BRAC Bank Limited reserves the best to establish the credit worthiness of the Applicant time to time by acquiring credit score bureau report and such other reviews as it might deem needed and decline to problem a Card to any Applicant at its sole discretion.
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In reference to the special discounts/offers made by the respective Merchants, the Bank won’t be held responsible the place any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the best to vary the benefits out there to Cardholders at any time with out prior notice. In reference to the particular discounts/offers made by the respective Merchants, the Bank doesn’t hold out any warranty or make any representation of the delivery, quality, design, specifications or in any other case set out in respect of those offers. Also, these products/services are topic to availability and shall be allocated on a first come, first server foundation.
The Bank reserves the best to retain the appliance varieties and documents provided therewith, including photographs, and won’t return the same. Lost, stolen or damaged Priority Pass playing cards are to be reported immediately to BRAC Bank. The Credit Limit assigned to the Primary Cardholder is inclusive of the Credit Limit of the Supplementary Cardholder and the Primary Cardholder and the Supplementary Cardholder can’t make transactions by way of their respective Cards past the said Credit Limit. The Bank could at its absolute discretion problem a Supplementary Card to an individual nominated by the Cardholder and permitted by the Bank.
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The cardholder can buy Motorbikes with BRAC Bank Credit Card from any Motorbike Partner retailers and convert the transactions into Motorbike installment plan at 16% efficient interest rate per annum. The installment tenure may range from 6 to 36 months. The cardholder can buy their desired merchandise from BRAC Bank Flex partners’ retailers with BRAC Bank Credit Card Flex facility. The minimum purchase quantity to avail Flex facility is TK. three,000 and pays back with straightforward installment at 0% annual interest rate.
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Cash-limit types a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened in the name of the Cardholder and maintained by BRAC Bank Limited for the purpose of usage of the Credit Card as per the terms and conditions contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one that has/have applied for a Card to BRAC Bank Limited. Still have you a question then be happy to ask by remark.
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Subject to the necessities of statute, notification of any such change shall be given to the Cardholder by the Bank both in writing or by publication thereof. Such changes shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints might be resolved as per the policy of respective payment community (Visa/ Mastercard) and the decision of the cost community might be thought-about as final. The Bank can’t be held answerable for setting claims emanating from this scheme or for the approval or rejection of any claim. If you fail to notify BRAC Bank inside 120 days of purchasing the product/service; the Bank will not be held liable to entertain the complaint. The Bank shall be entitled at any time with out the consent of the Cardholder to assign and switch the whole or any a part of its rights of obligations under this Agreement.
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If the current stability is less than Minimum Amount Due then the current steadiness turns into totally due. However, if the Minimum Amount Due is not paid by the payment due date or only partly paid, the unpaid quantity will be added to the subsequent assertion’s Minimum Amount Due. Such transactions may even be subject in to a financial institution Charge because the Bank could decide in its sole discretion once in a while. The change rate could differ from the rate on the transaction date as a result of market fluctuation. The BRAC Bank’s 24-Hour Call Center is on the market to all Cardholders.
All statutory taxes, service tax, VAT, all other imposts, duties and taxes as may be levied once in a while by the Government or other authority in respect of or in reference to the Card. The money advance fee and finance cost are non-refundable. The Bank at its sole discretion may reverse the partial or full quantity. “Minimum Amount Due” means the minimal amount specified by the Bank in assertion which if paid by the Payment Due Date will stop any late payment payment.
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